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September 10, 2026 · 3 min read
Live rates, downpayments, and payments from every active assumable listing on Roots. Refreshed hourly.
September 29, 2026 · 2 min read
Mortgage rates track the 10-year Treasury yield, not the Fed funds rate.
September 25, 2026 · 2 min read
The 30-year fixed crossed 7% this week. Here is what drives it and how some buyers get 4.51% now.
September 22, 2026 · 2 min read
The gap between adjustable and fixed mortgage rates has nearly closed, and here is what that means for buyers.
September 18, 2026 · 2 min read
The Fed raised rates September 16 for the first time in three years. Here is why mortgage rates moved too.
September 16, 2026 · 3 min read
Low inventory keeps sellers in control in most U.S. cities right now.
September 12, 2026 · 3 min read
Sales fell to a pace not seen since the 2008 crash because buyers are priced out and sellers are locked in.
September 10, 2026 · 3 min read
High rates slow buyers but low inventory keeps prices steady in most markets.
September 9, 2026 · 2 min read
Markets are split. Here is what a hike would mean for mortgage rates.
September 6, 2026 · 3 min read
What actually moves mortgage rates, and why relief keeps sliding.
June 23, 2026 · 3 min read
Congress passed the biggest housing bill in nearly 20 years. Most of it is policy noise. A few parts actually change how you buy.
June 22, 2026 · 4 min read
Oil nearly hit $120 a barrel this spring. Here is how a war on the other side of the world ends up in your monthly payment, and what just changed.
June 18, 2026 · 4 min read
Two broke roommates, an air mattress, and a lesson about value hiding in plain sight.
June 16, 2026 · 2 min read
Kevin Warsh’s first rate decision lands June 17. Expect no cut, and no quick relief for buyers waiting on cheap mortgages.
June 9, 2026 · 3 min read
Probably not soon. Here is what large institutional forecasters expect, and how some buyers are skipping the wait.