


Merced, CA 95348
Bedrooms
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Lot Size Sqft
Year Built
HOA
Type
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Balance
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Years Left
Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$40k
$40.1k
Assumable Loan
Balance
$434,867
Rate
6.81%
Monthly
$3,583
Estimated Monthly Payment
Principal $457
Interest $2,468
Tax & Ins $658
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
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Parking
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Lot Details
Construction
Community & HOA
Financial & Listing Details
Built in 2023, this 4-bedroom, 3-bath home offers 1,842 square feet of modern living with a functional layout, attached 2-car garage, central cooling, and the kind of clean, newer construction appeal that buyers are looking for. Located on a 5,096 square foot lot in Merced, the home combines contemporary design with practical upgrades that add real everyday value. What sets this property apart is the upgrade package: paid-off solar, whole house water softener, and smart home features. That means better efficiency, better comfort, and better control—without the burden of a solar payment. Whether you are looking for lower utility costs, modern convenience, or a move-in ready home that feels current and intentional, this one checks the boxes.
Car loans, credit cards, student loans, etc.
*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
April 16, 2026
Data Source
CRMLS #MC26082691
Listing Updated
11 hours ago
Roots Checked
4 days ago
Listed By
Andrew Alkema
8885849427
EXP Realty of California, INC
ca.broker@exprealty.com
Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.