


Merced, CA 95348
Bedrooms
Bathrooms
Sq Ft
Lot Size Sqft
Year Built
HOA
Type
Days on Market
Status
Balance
Loan Type
Years Left
Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$46k
$106.7k
Assumable Loan
Balance
$318,191
Rate
2.90%
Monthly
$2,072
Estimated Monthly Payment
Principal $704
Interest $769
Tax & Ins $599
Save
vs. today's 6.89% rate
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
Bedrooms & Bathrooms
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Interior Area
Parking
Lot Details
Construction
Community & HOA
Financial & Listing Details
Relisted with a $15K price improvement and positioned to compete! If you've been considering new construction in Merced, this is the opportunity to look again. Here's a 4-year-old, like-new home with owned solar and upgrades offering the same modern feel, without the wait, added costs, or builder timelines. This 4-bedroom, 2.5-bath home offers 1,919 sq ft of well-designed living space, featuring an open-concept layout and a versatile loft ideal for a home office, playroom, or additional living area. Enjoy long-term savings with owned solar, EV-ready setup, and energy-efficient features already in place benefits that often come at a premium with new builds. A second set of laundry hookups in the garage adds flexibility for multi-use living. Step outside to a low-maintenance backyard, thoughtfully designed for easy upkeep without the added work or expense of finishing a new construction yard. Located near UC Merced, Mercy Medical Center, shopping, and Lake Yosemite, this move-in-ready home is ideal for buyers seeking modern living, convenience, and immediate availability. Now competitively priced this is your chance to secure a like-new home with upgrades already included, without the delays of new construction.
Car loans, credit cards, student loans, etc.
*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
N/A
Data Source
SACM #225141468
MetroList Services, Inc.
Copyright © 2026
MetroList Updated
17 days ago
Roots Checked
> 1 month ago
Listed By
Rebeca Nava-Gamon
eXp Realty of California Inc.

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