Toccoa, GA 30577
Bedrooms
Bathrooms
Sq Ft
Lot Size Sqft
Year Built
HOA
Type
Days on Market
Status
Balance
Loan Type
Years Left
Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$31k
$141.9k
Assumable Loan
Balance
$147,983
Rate
3.08%
Monthly
$1,032
Estimated Monthly Payment
Principal $328
Interest $380
Tax & Ins $324
Save
vs. today's 6.89% rate
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
Bedrooms & Bathrooms
Appliances
Interior Features
Interior Area
Parking
Lot Details
Construction
Community & HOA
Financial & Listing Details
Welcome to this well-maintained 4-sided BRICK RANCH in Toccoa, This 3-bedroom, 2-FULL BATHS home offers the perfect combination of solid construction, low maintenance and move-in ready home with a roof only 4yr old, Inside, you'll find durable LVP flooring throughout the main living areas, creating a clean, modern feel with easy maintenance. The spacious family room with a wood-burning stove provides a cozy gathering space, ideal for relaxing evenings or entertaining guests. Enjoy the separate dining room and living room, along with large laundry room right inside the backdoor with plenty of room for storage. Step outside to enjoy the large screened-in back porch, perfect for year-round outdoor living, morning coffee, or unwinding after a long day. The fenced backyard offers privacy and functionality, complete with a storage building/workshop, making it ideal for hobbies, tools, or additional storage. Conveniently located around the corner from Toccoa Elementary School and downtown Toccoa, as well as Henderson Falls Park Toccoa Falls College. Enjoy Toccoa Falls, golf at Currahee Club or The Links at Lake Toccoa, take in a show at The Ritz Theater, and take the boat out on Lake Hartwell, all located in Stephens County, minutes from your new home. Enjoy downtown events festivals, or Currahee Winery 5 minutes away, and easy access to hiking at Currahee Mountain, and the North Georgia mountains just a short drive away. Love to fish? This is the place! Options include Bass and Striper fishing on Lake Hartwell or the trophy Trout Rivers nearby, including the Soque River and the Chattahoochee, as well as several smaller trout streams. Rest assured your health has every local support with NGPG clinic, every medical specialty, and Stephens County Hospital, ranked #1 for small hospitals in GA, a top Trauma Center, Stroke Center and Georgia Heart Institute. Home is 1 mile from the 4-lane Hwy 17-By-pass, and just a short drive to the South Carolina border and less than a 30 minute drive to surrounding cities including Gainesville, Hartwell, Clemson, Westminster, Clarkesville, Cleveland, Cornelia, Martin, Lavonia, Homer, Lula, Carnesville, and Royston. Close to lots of camping, lakes, waterfalls, tourist attractions, restaurants and shopping, and approximately one hour to Greenville-Spartanburg International Airport. This property is ideal for first-time buyers, downsizers, investors, or anyone seeking a low maintenance brick home in Northeast Georgia location with excellent highway access and proximity to lakes and mountains. Schedule your private showing today. No restrictions on short term rentals or land use.
Elementary
Toccoa
Middle
Stephens
High
Stephens
*Source: GAMLS. Data may be incomplete. Contact local school district to confirm exact zoning.
Car loans, credit cards, student loans, etc.
*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
March 28, 2026
Data Source
GAMLS #10720335
Listing Updated
12 days ago
Roots Checked
> 1 month ago
Listed By
N/A
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