Toccoa, GA 30577
Bedrooms
Bathrooms
Sq Ft
Lot Size Sqft
Year Built
HOA
Type
Days on Market
Status
Balance
Loan Type
Years Left
Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$39k
$39.8k
Assumable Loan
Balance
$279,194
Rate
6.84%
Monthly
$2,180
Estimated Monthly Payment
Principal $266
Interest $1,591
Tax & Ins $323
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
Bedrooms & Bathrooms
Appliances
Interior Features
Interior Area
Parking
Lot Details
Construction
Community & HOA
Financial & Listing Details
Updated and immaculate 4-side brick ranch located next to the high school and convenient to shopping, dining, and everyday amenities. This move-in ready home features 3 bedrooms, 2 full bathrooms, and a massive bonus room that can serve as a second living area, media room, playroom, or home office. The modern kitchen includes granite countertops, stainless steel appliances, abundant cabinet space, and a large walk-in pantry, creating a functional and stylish space for cooking and entertaining. The home also offers a huge laundry room with additional storage, making daily living easy and organized. Outdoor living is exceptional with a large front deck and expansive back deck overlooking a fully fenced backyard, perfect for entertaining, grilling, pets, and family gatherings. Major updates provide peace of mind, including a 2-year-old HVAC system, 3-year-old roof, 2-year-old kitchen, LVP flooring, and a newly installed French drain for improved drainage. This well-maintained brick ranch home with bonus room, modern kitchen, granite counters, stainless appliances, fenced yard, and outdoor decks offers spacious living in excellent condition. Conveniently located near downtown Toccoa with easy access to hiking at Currahee Mountain, boating and fishing on Lake Hartwell, and the North Georgia mountains just a short drive away. Approximately 15 minutes to I-85 and about one hour to Gainesville, GA, making this home a great option for commuters, first-time buyers, or investors looking for a solid brick home in Northeast Georgia. Rest assured your health has every local support with NGPG clinic, every medical specialty, and Stephens County Hospital, ranked #1 for small hospitals in GA, a top Trauma Center, Stroke Center and Georgia Heart Institute. Enjoy Toccoa Falls, golf at Currahee Club or The Links at Lake Toccoa, take in a show at The Ritz Theater, and take the boat out on Lake Hartwell, all located in Stephens County, minutes from your new home. Enjoy downtown events festivals, or Currahee Winery 5 minutes away. Home is 1 mile from the 4-lane Hwy 17-By-pass, and just a short drive to the South Carolina border and less than a 30 minute drive to surrounding cities including Gainesville, Hartwell, Clemson, Westminster, Clarkesville, Cleveland, Cornelia, Martin, Lavonia, Homer, Lula, Carnesville, and Royston. Close to lots of camping, lakes, waterfalls, tourist attractions, restaurants and shopping. No restrictions on short term rentals or land use.
Elementary
Big A
Middle
Stephens
High
Stephens
*Source: GAMLS. Data may be incomplete. Contact local school district to confirm exact zoning.
Car loans, credit cards, student loans, etc.
*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
March 11, 2026
Data Source
GAMLS #10706740
Listing Updated
29 days ago
Roots Checked
> 1 month ago
Listed By
N/A
© 2021 Georgia MLS. All rights reserved. Information deemed reliable but not guaranteed.
