


El Cajon, CA 92021
Bedrooms
Bathrooms
Sq Ft
Lot Size Sqft
Year Built
HOA
Type
Days on Market
Status
Balance
Loan Type
Years Left
Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$82k
$441.7k
Assumable Loan
Balance
$307,344
Rate
2.80%
Monthly
$1,686
Estimated Monthly Payment
Principal $702
Interest $717
Tax & Ins $267
Save
vs. today's 6.89% rate
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
Bedrooms & Bathrooms
Appliances
Interior Features
Interior Area
Parking
Lot Details
Construction
Community & HOA
Financial & Listing Details
This 4 bedroom, 2 bathroom single family home in El Cajon offers approximately 1,200 square feet of functional living space with key system updates already completed. Built in 1971 and set on a 6,707 square foot lot, the property includes a primary suite with a separate entrance that may support multigenerational living or a potential ADU configuration, subject to local regulations. Inside, the open concept kitchen, dining, and living area is centered around a fireplace, creating a connected main living space. The kitchen includes stainless steel appliances and recessed lighting. Tile flooring runs throughout the home, offering durability and low maintenance, while dual pane windows and sliding doors improve energy efficiency and natural light. Major improvements include a newer roof and a brand new HVAC system, helping reduce near-term capital expenses and improving overall comfort.
Car loans, credit cards, student loans, etc.
*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
May 6, 2026
Data Source
CRMLS #260010903SD
Listing Updated
5 days ago
Roots Checked
6 days ago
Listed By
Kim Ward
6197410111
Horizon Real Estate
kimward@horizonrealestate.net
Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.