


El Cajon, CA 92021
Bedrooms
Bathrooms
Sq Ft
Lot Size Sqft
Year Built
HOA
Type
Days on Market
Status
Balance
Loan Type
Years Left
Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$93k
$315k
Assumable Loan
Balance
$535,020
Rate
3.72%
Monthly
$3,620
Estimated Monthly Payment
Principal $1,159
Interest $1,659
Tax & Ins $644
HOA $158
Save
vs. today's 6.89% rate
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
Bedrooms & Bathrooms
Appliances
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Interior Area
Parking
Lot Details
Construction
Community & HOA
Financial & Listing Details
Built in 2020, this beautifully upgraded home in the desirable Main Ranch community offers modern living with the perfect balance of country charm and city convenience. Thoughtfully designed with comfort and functionality in mind, the home features a long list of upgrades including plantation shutters, a whole home water filtration system, reverse osmosis filter, custom pantry, and a custom designed primary closet. The property also includes solar panels with battery backup for added energy efficiency and peace of mind. The low maintenance backyard is finished with pavers and features automatic drip irrigation, creating a clean and functional outdoor space to relax and enjoy. Additional improvements include above garage storage racks, HVAC surge protector, and a water heater descaler. Conveniently located with easy access to I 8 and major arterial roadways leading to nearby city centers. Enjoy being just blocks away from grocery stores, shopping, dining, entertainment, and schools, including the first computer science magnet school in the United States. Take a short jaunt east to explore the Cleveland National Forest or head west for a day at the beach. Residents of Main Ranch also enjoy access to the community playground and park. Move in ready and loaded with upgrades, this home is an incredible opportunity to enjoy newer construction in a growing and well connected community.
Car loans, credit cards, student loans, etc.
*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
May 7, 2026
Data Source
CRMLS #260010962SD
Listing Updated
4 days ago
Roots Checked
6 days ago
Listed By
Christine Akka
6199221213
Compass
sean.purcell@compass.com
Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.