


El Cajon, CA 92020
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Years Left
Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$131k
$221.7k
Assumable Loan
Balance
$978,312
Rate
6.03%
Monthly
$7,361
Estimated Monthly Payment
Principal $1,087
Interest $4,915
Tax & Ins $1,204
HOA $155
Save
vs. today's 6.89% rate
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
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Financial & Listing Details
A rare opportunity to own a beautifully remodeled single-story ranch-style home in the highly sought-after Fletcher Terrace neighborhood, where panoramic valley view’s meet timeless design. 3 Bedrooms, 3 Bathrooms, 1,818 sq ft. Two spacious primary suites with custom cabinetry and spa-style bathrooms. Oversized eat-in kitchen with stainless steel appliances and custom pantry. Formal living room with wood-burning fireplace and built-in cabinetry. Bonus office/den ideal for remote work or creative space Hardwood floors, recessed lighting, crown molding, and plantation shutters throughout. 8,000 sq ft corner lot with city lights and valley views. Quiet, well-maintained neighborhood with a low HOA fee. Minutes from Fletcher Parkway’s shops, restaurants, and major thoroughfares. Zoned R1 with top-rated schools nearby. This home is a true standout — blending comfort, style, and convenience in one perfect package. Replastered in-ground pool, hot tub, and custom pergola. Lush drought-tolerant landscaping with mature fruit trees. 3-car garage, solar system, new retaining wall, and upgraded pool equipment.
Car loans, credit cards, student loans, etc.
*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
April 1, 2026
Data Source
CRMLS #NDP2602819
Listing Updated
26 days ago
Roots Checked
> 1 month ago
Listed By
Todd Andaya
7202447978
Beverly & Company
manager@beverlycompany.com
Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.