


San Jose, CA 95112
Bedrooms
Bathrooms
Sq Ft
Lot Size Sqft
Year Built
HOA
Type
Days on Market
Status
Balance
Loan Type
Years Left
Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$142k
$219.3k
Assumable Loan
Balance
$1,080,742
Rate
6.66%
Monthly
$8,428
Estimated Monthly Payment
Principal $1,078
Interest $5,998
Tax & Ins $1,352
Save
vs. today's 6.89% rate
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
Bedrooms & Bathrooms
Interior Features
Interior Area
Parking
Lot Details
Construction
Community & HOA
Financial & Listing Details
Welcome to 729 N 20th Street where upgrades, flexible living, and a prime central location come together seamlessly. Just a 5-min bike ride to Japantown, this home offers convenience without the downtown congestion. The property offers a flexible 3 bed / 2 bath layout, consisting of a 2bed/1bath main home plus a detached 1bed/1bath ADU-- ideal for multigenerational living, guests, or rental income. Designed with long-term living in mind, the sellers spared no expense. The home has been fully repiped, including new water, sewer, and gas lines, along with a new water heater providing peace of mind for years to come. At the heart of the home is a chefs kitchen with stainless steel appliances, and ample counter space -perfect for everyday living and entertaining. The living area features built-in custom cabinetry, creating a true entertainment hub with additional storage. The newly renovated bathroom adds a fresh, spa-like touch. Step outside to a spacious backyard with room to relax, entertain, or expand. With a long driveway and automatic gated access, the property offers both privacy and functionality. A rare opportunity to own a move-in ready home with major system upgrades, income potential, and a location that keeps you connected to everything San Jose has to offer.
Car loans, credit cards, student loans, etc.
*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
April 9, 2026
Data Source
CRMLS #ML82032096
Listing Updated
1 day ago
Roots Checked
8 days ago
Listed By
Alfredo Melendez Zuniga
4085688288
Kollab Real Estate
Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.