665 Island Shoals Road, Covington, GA 30016 | MLS #10726584

Assumable 4.03%

$278,500 PRICE

$846/MO

$193,919 DOWN

Assumable 4.03%

$278,500

$846/MO

$193,919DOWN

665 ISLAND SHOALS RD

Covington, GA 30016

Bedrooms

Bathrooms

1,392

Sq Ft

Lot Size Sqft

64,033

Year Built

2001

HOA

None

Type

Single Family

Days on Market

Status

Active

Assumable 4.03%

Balance

Loan Type

Years Left

$84.6k

FHA

22 YRS

Customize Your Downpayment

Adjust your downpayment to fit your budget

Your Downpayment

$193,919

$30k

$193.9k

Assumable Loan

Balance

$84,581

Rate

4.03%

Monthly

$775

Estimated Monthly Payment

$775/mo

Principal $201

Interest $284

Tax & Ins $290

Save

$72/mo

vs. today's 6.89% rate

*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.

Savings with Roots*

Facts & Features

Bedrooms & Bathrooms

Bedrooms3
Bathrooms2
Full bathrooms2

Appliances

IncludedDishwasher, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer

Interior Features

FlooringTile,Vinyl
Has basementYes

Interior Area

Total structure area1,392 sqft
Total livable area1,392 sqft

Parking

FeaturesGarage, Storage, Attached, Parking Pad, Kitchen Level, RV Access/Parking, Boat, Garage Door Opener

Lot Details

Size1.47 Acres
FeaturesLevel, Private
Parcel number0034000000002H00

Construction

Home typeSingle Family
MaterialsVinyl Siding
RoofComposition
Year built2001

Community & HOA

RegionCovington, GA

Financial & Listing Details

Price per sqft$200/sqft
Annual tax$2,003
Date on market04/07/2026
Days on market17 days

Description

Charming 3-bedroom & 2-bathroom ranch home resting on 1.47+/- acres with a 2-car garage! Located on a private & quiet street this home features a new roof, all appliances including the washer & dryer are staying, LVP flooring throughout the home, custom wood burning fireplace, large primary bedroom with tray ceilings, split bedroom plan, rocking chair front porch, new back deck, large fenced in back yard with plenty of grass & privacy, and fenced in front yard with flower garden. The back of the property is also good for hunting & adventure! There is also a kennel/dog run area & HVAC in the garage. Centrally located to Covington, Jackson & McDonough. The Seller will give a $2,500 flooring allowance with an accepted offer!

Nearby Schools

Elementary

Rocky Plains

Middle

Indian Creek

High

Alcovy

*Source: GAMLS. Data may be incomplete. Contact local school district to confirm exact zoning.

Location

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Total Annual Household Income (pre-tax)

Total Household Monthly Debt Payments

Car loans, credit cards, student loans, etc.

*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.