


Desert Hot Springs, CA 92240
Bedrooms
Bathrooms
Sq Ft
Lot Size Sqft
Year Built
HOA
Type
Days on Market
Status
Balance
Loan Type
Years Left
Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$51k
$324.4k
Assumable Loan
Balance
$145,098
Rate
4.05%
Monthly
$1,520
Estimated Monthly Payment
Principal $364
Interest $490
Tax & Ins $504
HOA $162
Save
vs. today's 6.89% rate
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
Bedrooms & Bathrooms
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Interior Area
Parking
Property Features
Lot Details
Construction
Community & HOA
Financial & Listing Details
Price Adjustment - Seller will consider all offers. Rare Assumable Loan Opportunity — $142,000 at 3.75%! Take advantage of below-market financing with this move-in-ready Desert Hot Springs home located in a peaceful, Mountain-View gated community. Situated on a semi–cul-de-sac and outside the sandy wind corridor, the neighborhood features underground utilities throughout—no electrical poles and reduced fire risk. Set on a flat, private lot with 7-foot backyard fencing, this 3-bedroom, 2-bath home offers a resort-style outdoor retreat with a pristine heated saltwater pool and spa, shaded patio for entertaining, and ample space for family gatherings. Inside, the home is bright and thoughtfully upgraded. The spacious living room features recessed lighting and a cozy gas fireplace. The beautifully remodeled kitchen includes a large granite center island and newer appliances—perfect for both casual meals and hosting. All three bedrooms offer generous closet space, blackout blinds, and durable Republic flooring installed just three years ago. Both bathrooms have been tastefully remodeled within the past year. The large primary suite opens through sliding doors to a private sitting area overlooking the backyard and pool, and includes a newly remodeled EnSuite bathroom. Additional features include: • Whole-home LifeSource water softening system • Water heater replaced 2 years ago • Solar panels to reduce energy costs (approx. $101/month) This home offers comfort, efficiency, privacy, and a rare financing advantage—an exceptional opportunity in today’s market.
Car loans, credit cards, student loans, etc.
*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
February 8, 2026
Data Source
CRMLS #SB26025479
Listing Updated
4 days ago
Roots Checked
> 1 month ago
Listed By
Damaris Radut
3103844832
Epique Realty
cabroker@epiquerealty.com
Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.