


95
Oceanside, CA 92057
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Bathrooms
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Lot Size Sqft
Year Built
HOA
Type
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Status
Balance
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Years Left
Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$20k
$20.2k
Assumable Loan
Balance
$414,773
Rate
5.41%
Monthly
$3,335
Estimated Monthly Payment
Principal $595
Interest $1,870
Tax & Ins $310
HOA $560
Save
vs. today's 6.89% rate
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
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Parking
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Financial & Listing Details
Welcome to 518 Calle Montecito #95 — a cheerful, ground-level 2 bedroom, 2 bathroom condo in the popular Lakeshore Villas community! This inviting home offers a smart, comfortable layout, including a primary suite with a roomy walk-in closet and a bright living area highlighted by a stylish stacked-stone accent wall that adds great texture and personality. Brand-new laminate flooring (installed January 2025) gives the space a fresh, modern feel throughout. The kitchen features stainless steel appliances, and just outside your patio door, you’ll find your own private enclosed laundry closet with a washer and dryer—a huge convenience. This building is wonderfully positioned near the lake, making it easy to step outside and enjoy the open green space, community paths, and the relaxing atmosphere around Libby Lake. Lakeshore Villas offers a pool, hot tub, and quiet setting, along with convenient parking and an active neighborhood vibe. Parks, sports courts, a skate area, playgrounds, and hiking trails are all right here in North Valley—perfect for staying active and enjoying the outdoors. Upbeat, low-maintenance, and surrounded by nature—this is the Oceanside lifestyle at its easiest.
Car loans, credit cards, student loans, etc.
*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
November 17, 2025
Data Source
CRMLS #NDP2510908
Listing Updated
> 1 month ago
Roots Checked
> 1 month ago
Listed By
Alan Shafran
7602806408
SRG
listings@shafranrealty.com
Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.