489 Misty Ridge Lane, Ringgold, GA 30736 | MLS #10736003

Assumable 3.77%

$265,000 PRICE

$897/MO

$147,670 DOWN

Assumable 3.77%

$265,000

$897/MO

$147,670DOWN

489 MISTY RIDGE LN

Ringgold, GA 30736

Bedrooms

Bathrooms

1,288

Sq Ft

Lot Size Sqft

19,166

Year Built

1991

HOA

None

Type

Single Family

Days on Market

Status

Active

Assumable 3.77%

Balance

Loan Type

Years Left

$117.3k

23 YRS

Customize Your Downpayment

Adjust your downpayment to fit your budget

Your Downpayment

$147,670

$29k

$147.7k

Assumable Loan

Balance

$117,330

Rate

3.77%

Monthly

$897

Estimated Monthly Payment

$897/mo

Principal $261

Interest $369

Tax & Ins $268

Save

$143/mo

vs. today's 6.89% rate

*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.

Savings with Roots*

Facts & Features

Bedrooms & Bathrooms

Bedrooms3
Bathrooms2
Full bathrooms2

Appliances

IncludedDishwasher, Microwave, Range, Refrigerator, Stainless Steel Appliance(s)

Interior Features

FlooringCarpet,Hardwood,Tile
Has basementYes

Interior Area

Total structure area1,288 sqft
Total livable area1,288 sqft

Parking

FeaturesGarage, Attached, Basement, Off Street, Garage Door Opener

Lot Details

Size0.44 Acres
FeaturesLevel, Sloped
Parcel number0040A-027

Construction

Home typeSingle Family
MaterialsBrick, Vinyl Siding
RoofOther
Year built1991

Community & HOA

RegionRinggold, GA

Financial & Listing Details

Price per sqft$206/sqft
Annual tax$1,809
Date on market04/22/2026
Days on market2 days

Description

Welcome home to easy, one-level living with space to grow! This well-maintained 3-bedroom, 2-bath home features a desirable layout and a partial basement, offering great potential for storage, hobbies, or future expansion. Step inside to a warm and inviting living room with beautiful hardwood flooring. The eat-in kitchen is equipped with sleek stainless steel appliances, and a convenient pantry. Enjoy your morning coffee on the covered front porch, or unwind in the evening on the back deck while taking in the peaceful view. The fenced backyard is ideal for pets, play, or gardening. Complete with a 2-car attached garage for convenience and extra storage, this home checks all the boxes for comfort and charm. Don't miss your opportunity to make it yours!

Nearby Schools

Elementary

Ringgold

Middle

Heritage

High

Heritage

*Source: GAMLS. Data may be incomplete. Contact local school district to confirm exact zoning.

Location

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Total Annual Household Income (pre-tax)

Total Household Monthly Debt Payments

Car loans, credit cards, student loans, etc.

*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.