484 State Street, Commerce, GA 30529 | MLS #10731590

Assumable 4.14%

$260,000 PRICE

$1,774/MO

$31,199 DOWN

Assumable 4.14%

$260,000

$1,774/MO

$31,199DOWN

484 STATE ST

Commerce, GA 30529

Bedrooms

Bathrooms

2,968

Sq Ft

Lot Size Sqft

22,651

Year Built

1979

HOA

None

Type

Single Family

Days on Market

Status

Active

Assumable 4.14%

Balance

Loan Type

Years Left

$228.8k

23 YRS

Customize Your Downpayment

Adjust your downpayment to fit your budget

Your Downpayment

$31,199

$31k

$31.2k

Assumable Loan

Balance

$228,801

Rate

4.14%

Monthly

$1,774

Estimated Monthly Payment

$1,774/mo

Principal $492

Interest $789

Tax & Ins $493

Save

$224/mo

vs. today's 6.89% rate

*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.

Savings with Roots*

Facts & Features

Bedrooms & Bathrooms

Bedrooms3
Bathrooms2
Full bathrooms2

Appliances

IncludedOther

Interior Features

FlooringCarpet,Hardwood,Tile
Has basementYes

Interior Area

Total structure area2,968 sqft
Total livable area2,968 sqft

Parking

FeaturesCarport, Detached

Lot Details

Size0.52 Acres
FeaturesCorner Lot, Level
Parcel numberC05-058

Construction

Home typeSingle Family
MaterialsWood Siding
RoofComposition
Year built1979

Community & HOA

RegionCommerce, GA

Financial & Listing Details

Price per sqft$88/sqft
Annual tax$4,537
Date on market04/14/2026
Days on market10 days

Description

Cash buyers, this property is ready for your vision. Spacious 3-bedroom, 2-bath home situated on a generous half-acre lot, offering incredible potential. The main level features a functional layout with comfortable living spaces, while the generous upstairs bonus area provides flexibility Whether you're looking to invest, renovate, or create your dream home, this is a rare chance to purchase. Outside, you'll find a detached garage with the beginnings of a loft renovation-perfect for a future guest suite, studio, or income-producing space. Closing needs to be quick, on or before 5/04/2026. Go and show!

Nearby Schools

Elementary

Commerce

Middle

Commerce

High

Commerce

*Source: GAMLS. Data may be incomplete. Contact local school district to confirm exact zoning.

Location

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Total Annual Household Income (pre-tax)

Total Household Monthly Debt Payments

Car loans, credit cards, student loans, etc.

*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.