


La Quinta, CA 92253
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HOA
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Years Left
Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$47k
$246.4k
Assumable Loan
Balance
$187,469
Rate
3.07%
Monthly
$1,550
Estimated Monthly Payment
Principal $403
Interest $480
Tax & Ins $351
HOA $316
Save
vs. today's 6.89% rate
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
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Financial & Listing Details
Seniors 55+, are you looking for affordable housing in La Quinta to call your own? Welcome to Watercolors. This may be the home for you! So this is how it works. Total purchase price, including the silent second, is $433,900. ($377,900 + City of La Quinta kicks in the $56,000, which is referred to as a silent second)= $433,900. Your loan amount would be based on $377,900 minus your down payment, up to 20% (this is not part of the $56,000). This charming home features three bedrooms, two bathrooms, and approximately 1,337 square feet of living space. Enjoy the convenience of an attached two-car garage with cabinets and a side courtyard with a patio and artificial turf. Step inside to discover an airy open floor plan, tall ceilings, and a cozy gas fireplace in the living room. The kitchen offers stainless steel appliances, a breakfast counter, and warm-tone cabinets. Additionally, you'll find a dedicated space for your washer and dryer with the above cabinets. There is a community pool, spa, and clubhouse. Watercolors is a moderate-income development that carries a silent second with the City of La Quinta. Potential buyers must meet income qualification criteria through the city of La Quinta and purchase as a primary residence. No rentals & no cash purchases. Low HOAS that include cable & internet. Close to dining, shopping, and more. Come and experience the perfect blend of comfort and convenience at Watercolors. The 2025 combined gross income limits are: 1 person: $62,651-$87,300; 2 people: $71,601-$99,750; 3 people: $80,551-$112,250; and 4 people: $89,501-$124,700. Like, who doesn't like downpayment assistance when purchasing a home?
Car loans, credit cards, student loans, etc.
*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
November 15, 2025
Data Source
CRMLS #219138824DA
Listing Updated
17 days ago
Roots Checked
> 1 month ago
Listed By
Veronica Mendoza
7604091733
Desert Sands Realty
enlowhomes@yahoo.com
Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.