Mckinney, TX 75071
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Lot Size Sqft
Year Built
HOA
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Years Left
Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$93k
$449k
Assumable Loan
Balance
$401,039
Rate
3.06%
Monthly
$3,569
Estimated Monthly Payment
Principal $887
Interest $1,023
Tax & Ins $1,496
HOA $163
Save
vs. today's 6.89% rate
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
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Financial & Listing Details
Seller is offering 2-1 BUY DOWN! An extremely rare opportunity to secure a rate far below today’s market! Hard-to-find 1-acre property in the gated community of Waterstone Estates offering one of the most accessible price points in the neighborhood and a unique chance to combine acreage living with significant monthly savings. This one-story home features soaring ceilings with exposed wood beams, a bright open-concept layout, and a spacious living area anchored by a striking fireplace. The kitchen is both functional and inviting, with white cabinetry, a large island, stainless steel appliances, and a walk-in pantry ideal for everyday living and entertaining. All new flooring installed March 2026 provides a fresh, move-in-ready feel throughout. The private primary suite offers a relaxing retreat with a soaking tub, dual vanities, and a generous walk-in closet. Secondary bedrooms are well-sized, and a versatile flex space can serve as a home office, gym, or additional living area. Step outside to a backyard designed for enjoying Texas evenings complete with a pool, expansive patio, outdoor kitchen, and wide-open views across your full acre. Located in Waterstone Estates, a gated community known for acreage homes and privacy, this property offers a rare opportunity to own land, space, and a significantly lower interest rate in today’s market.
Elementary
Webb
Middle
Johnson
High
McKinney North
*Source: NTREIS. Data may be incomplete. Contact local school district to confirm exact zoning.
Car loans, credit cards, student loans, etc.
*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
April 16, 2026
Data Source
NTREIS #21214111
Listing Updated
8 days ago
Roots Checked
> 1 month ago
Listed By
Millie Cespedes
Phillips Realty Group & Assoc
prgclosings@gmail.com
Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
