


Riverside, CA 92505
Bedrooms
Bathrooms
Sq Ft
Lot Size Sqft
Year Built
HOA
Type
Days on Market
Status
Balance
Loan Type
Years Left
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Adjust your downpayment to fit your budget
Your Downpayment
$95k
$95.6k
Assumable Loan
Balance
$629,396
Rate
6.85%
Monthly
$5,204
Estimated Monthly Payment
Principal $606
Interest $3,593
Tax & Ins $831
HOA $174
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
Bedrooms & Bathrooms
Appliances
Interior Features
Interior Area
Parking
Property Features
Lot Details
Construction
Community & HOA
Financial & Listing Details
Welcome to refined living in the highly sought-after Montecito Gated Community—where comfort, style, and privacy come together in this beautifully reimagined residence with a spacious loft. Offering four generously sized bedrooms plus versatile loft, this home is thoughtfully designed to accommodate both everyday living and effortless entertaining. From the moment you enter, you’ll notice the bright, open layout that creates a warm atmosphere. The heart of the home is the expansive kitchen, which flows seamlessly into the family room—perfect for gathering with friends or enjoying quiet evenings in. Outfitted with sleek quartz countertops, stainless steel appliances, and ample cabinetry, this space is as functional as it is stylish, ideal for both casual meals and culinary creativity. For more formal occasions, separate living and dining areas provide an elegant setting, enhanced by large windows that invite in natural light and highlight the home’s tasteful design details, including durable vinyl wood flooring that adds both charm and practicality. Each of the four bedrooms offers comfort and flexibility, complete with soft carpeting, one with vinyl, and generous closet space. The loft area adds even more versatility—whether you need a home office, media room, or a quiet retreat, this bonus space adapts to your lifestyle. Additional highlights include a newer, high-quality HVAC system, ensuring year-round comfort and energy efficiency. Living within Montecito means enjoying a secure, gated environment with beautifully maintained grounds, scenic walking paths, and a welcoming neighborhood feel. Conveniently located in Riverside, you’ll have easy access to shopping, dining, entertainment, and major freeways—making daily life both enjoyable and convenient. This is more than just a home—it’s an opportunity to experience a lifestyle defined by comfort, elegance, and community. Don’t miss your chance to make it yours.
Middle
Villegas
High
La Sierra
*Source: CRMLS. Data may be incomplete. Contact local school district to confirm exact zoning.
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*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
April 15, 2026
Data Source
CRMLS #PW26075454
Listing Updated
16 hours ago
Roots Checked
5 days ago
Listed By
Andrew Willoughby
7149324588
Coldwell Banker Realty
tony.papillo@camoves.com
Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.