Rancho Santa Margarita, CA 92688
Bedrooms
Bathrooms
Sq Ft
Lot Size Sqft
Year Built
HOA
Type
Days on Market
Status
Balance
Loan Type
Years Left
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Adjust your downpayment to fit your budget
Your Downpayment
$121k
$416.4k
Assumable Loan
Balance
$683,586
Rate
2.79%
Monthly
$4,209
Estimated Monthly Payment
Principal $1,549
Interest $1,589
Tax & Ins $981
HOA $90
Save
vs. today's 6.89% rate
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
Bedrooms & Bathrooms
Appliances
Interior Features
Interior Area
Parking
Property Features
Lot Details
Construction
Community & HOA
Financial & Listing Details
Welcome to this beautifully upgraded home located in the desirable Hidden Trails community of Rancho Santa Margarita. This inviting residence offers 3 spacious bedrooms, 2.5 bathrooms, and a 2-car attached garage, combining comfort, style, and functionality. The home features a thoughtfully updated interior, including a modern kitchen with granite countertops, a center island, and stainless steel appliances. The open-concept layout flows seamlessly into the living and dining areas, enhanced by elegant finishes such as custom paint, crown molding, and abundant natural light throughout. Enjoy cozy evenings by the remodeled fireplace and appreciate the upgraded staircase and designer touches that add character to the home. The bathrooms have been tastefully renovated, and energy-efficient improvements— including owned solar panels-provide long-term savings. Step outside to a private backyard retreat designed for low maintenance, complete with a patio cover, fountain feature, and beautifully arranged landscaping-perfect for relaxing or entertaining. Additional highlights include PEX repiping (2018), a newer HVAC system (2018), and access to a wide range of community amenities such as parks, pools, the lake, clubhouse, and scenic hiking and biking trails. Conveniently located near top-rated schools, shopping, dining, and with easy access to the 241 toll road, this home offers the perfect blend of lifestyle and location.
High
Tesoro
*Source: CRMLS. Data may be incomplete. Contact local school district to confirm exact zoning.
Car loans, credit cards, student loans, etc.
*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
April 23, 2026
Data Source
CRMLS #OC26086097
Listing Updated
7 hours ago
Roots Checked
3 days ago
Listed By
Manijeh Karimian
RE/MAX Select One
Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
