


Rancho Santa Fe, CA 92091
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Lot Size Sqft
Year Built
HOA
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Years Left
Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$203k
$720.1k
Assumable Loan
Balance
$1,129,897
Rate
6.81%
Monthly
$9,800
Estimated Monthly Payment
Principal $1,104
Interest $6,412
Tax & Ins $1,797
HOA $487
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
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Lot Details
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Financial & Listing Details
Back on market as of April 23. Previously went pending in 5 days; returned to market due to buyer circumstances. Highly sought-after dual primary bedroom suite layout w/ one on the main level. Extensive renovation completed Jan 2024. Roof replacement 2020. Set within the only guard-gated community in Rancho Santa Fe’s Whispering Palms neighborhood, this beautifully updated corner-unit, turn-key residence offers an open, light-filled floor plan. Upgrades include luxury vinyl flooring & a redesigned kitchen featuring quartz countertops, designer backsplash, Fisher & Paykel 6-burner cooktop, double convection oven, under-counter beverage refrigerator, farmhouse sink & faucet, drinking water system, pantry & open layout created by removing the pony wall. Three sets of French doors create seamless indoor-outdoor living. Additional upgrades include tankless water heater, recessed lighting w/ dimmers, lighting fixtures, baseboards, door hardware, ceiling fans, custom fireplace w/ mantel, built-in shelving, courtyard entry gate, full-size washer & dryer, garage storage racks & cabinets, garage refrigerator, garage door spring & opener & fresh paint. Quiet end-unit (no one above or below) adjacent to pool & spa w/ backyard gate access. Short stroll to the newly renovated La Valle Coastal Club, w/ golf, tennis, pickleball, fitness, swimming, social, restaurant & bar. Approx. 3 miles to Rancho Santa Fe Village & 4 miles to Del Mar beaches.
Car loans, credit cards, student loans, etc.
*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
April 3, 2026
Data Source
CRMLS #260006062SD
Listing Updated
22 hours ago
Roots Checked
4 days ago
Listed By
Frank Grannis
6198073167
HomeSmart Realty West
rlee@hsrealtywest.com
Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.