Phoenix, AZ 85051
Bedrooms
Bathrooms
Sq Ft
Lot Size Sqft
Year Built
HOA
Type
Days on Market
Status
Balance
Loan Type
Years Left
Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$45k
$219.4k
Assumable Loan
Balance
$192,566
Rate
3.72%
Monthly
$1,332
Estimated Monthly Payment
Principal $419
Interest $597
Tax & Ins $315
Save
vs. today's 6.89% rate
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
Bedrooms & Bathrooms
Appliances
Interior Features
Interior Area
Parking
Property Features
Lot Details
Construction
Community & HOA
Financial & Listing Details
Remodeled Phoenix Gem! This 3 Bedroom/ 2 Bath home with an oversized bonus room is the jewel of the neighborhood! Great floorplan featuring a family room, large bonus room, charming kitchen, formal dining and spacious laundry room. Let's chat about Gardenia: She has newer dual pane windows, new interior paint, upgraded flooring and both her bathrooms are remodeled with taste & style. Nice sized N/S exposure backyard that's perfect for entertaining. NO HOA, yep thats right! NO HOA! The redone sewer line is a significant, valuable & worry-free upgrade--a costly infrastructure expense you won't inherit. This hidden value, combined with visible updates, ensures years of worry-free ownership. 3608 W Gardenia truly embodies the easy life. Come see the exceptional value and quality for yourself!
Elementary
Roadrunner Elementary School
Middle
Palo Verde Middle School
High
Washington High School
*Source: ARMLS. Data may be incomplete. Contact local school district to confirm exact zoning.
Car loans, credit cards, student loans, etc.
*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
February 20, 2026
Data Source
ARMLS #6987754
Listing Updated
13 days ago
Roots Checked
> 1 month ago
Listed By
Jason Morse
6023776797
Compass
lexie@azhomes.com
Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
