Phoenix, AZ 85085
Bedrooms
Bathrooms
Sq Ft
Lot Size Sqft
Year Built
HOA
Type
Days on Market
Status
Balance
Loan Type
Years Left
Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$68k
$296.5k
Assumable Loan
Balance
$323,407
Rate
2.38%
Monthly
$2,022
Estimated Monthly Payment
Principal $816
Interest $640
Tax & Ins $461
HOA $105
Save
vs. today's 6.89% rate
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
Bedrooms & Bathrooms
Appliances
Interior Features
Interior Area
Parking
Property Features
Lot Details
Construction
Community & HOA
Financial & Listing Details
Located in the gated community of Stoneledge at North Canyon, this home offers a rare opportunity in today's market - an assumable loan at just 2.375% for qualified buyers, creating meaningful long-term value. Beyond the numbers, an extra-wide paver driveway and striking iron entry door set the tone for the quality carried throughout. The open layout is elevated by plantation shutters, wood laminate flooring, upgraded lighting and fans, and refined finishes. The kitchen anchors the home w/quartz counters, mosaic tile backsplash, staggered cabinetry, an oversized breakfast bar, and stainless appliances including a gas range w/double ovens. Spray foam insulation adds year-round efficiency, while the backyard offers a private, low-maintenance retreat w/extensive travertine pavers and turf. One of the most compelling advantages of this home is the assumable 2.375% interest rate -- an increasingly rare opportunity that allows qualified buyers to secure a significantly lower monthly payment than current market rates. This added financial advantage enhances both immediate affordability and long-term value in a meaningful way. Beyond the initial impression, the home continues to deliver with a thoughtful balance of comfort, functionality, and well-executed upgrades. The open great room is designed for everyday living and entertaining, while the den offers flexibility as a home office, media space, or quiet retreat. At the heart of the home, the kitchen blends style and purpose with quartz countertops, a mosaic tile backsplash, staggered cabinetry, and an oversized breakfast bar that naturally becomes a gathering point. Stainless steel appliances, including a gas range with double ovens, support everything from casual meals to hosting with ease. Additional interior enhancements include 5½" baseboards, recessed can lighting in the main living areas, and a well-appointed laundry room with added cabinetry. A reverse osmosis system and water softener further elevate day-to-day living. Outdoors, the private backyard is designed for simplicity and enjoyment, featuring extensive travertine pavers and low-maintenance turf for year-round appeal, all ideally positioned on a desirable north/south-facing lot. A comprehensive list of updates reflects consistent care and investment, including new ceiling fans (2020), new plantation shutters (2022), fresh interior paint (2022), water softener and RO system (2022), new front yard landscaping (2022), new kitchen and laundry appliances (2023), sewer line sleeve installation to street (2022), new toilets (2025), updated smoke detectors (2025), and replacement of the A/C compressor capacitor (2025). Ongoing preventive maintenance adds an additional layer of confidence, with biannual HVAC servicing, annual plumbing and electrical checks, and a recent full-home air duct and dryer vent cleaning (January 2026). Located with convenient access to I-17 and just minutes to TSMC Arizona Chip Plant, the Shops at Norterra, and Anthem Outlets, offering a seamless blend of gated community living, accessibility, and everyday ease.
Elementary
Sonoran Foothills School
Middle
Sonoran Foothills School
High
Barry Goldwater High School
*Source: ARMLS. Data may be incomplete. Contact local school district to confirm exact zoning.
Car loans, credit cards, student loans, etc.
*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
April 22, 2026
Data Source
ARMLS #7017524
Listing Updated
11 days ago
Roots Checked
22 days ago
Listed By
Ben Koerner
6026479151
Fathom Realty Elite
dpatricklewis@gmail.com
Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
