2809 16th Avenue, Valley, AL 36854 | MLS #10699570

Assumable 3.76%

$275,000 PRICE

$700/MO

$182,662 DOWN

Assumable 3.76%

$275,000

$700/MO

$182,662DOWN

2809 16TH AVE

Valley, AL 36854

Bedrooms

Bathrooms

1,410

Sq Ft

Lot Size Sqft

23,086

Year Built

1965

HOA

None

Type

Single Family

Days on Market

Status

Active

Assumable 3.76%

Balance

Loan Type

Years Left

$92.3k

FHA

26 YRS

Customize Your Downpayment

Adjust your downpayment to fit your budget

Your Downpayment

$182,662

$30k

$182.7k

Assumable Loan

Balance

$92,338

Rate

3.76%

Monthly

$629

Estimated Monthly Payment

$629/mo

Principal $176

Interest $289

Tax & Ins $164

Save

$142/mo

vs. today's 6.89% rate

*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.

Savings with Roots*

Facts & Features

Bedrooms & Bathrooms

Bedrooms3
Bathrooms2
Full bathrooms2

Appliances

IncludedDishwasher, Electric Water Heater, Range, Refrigerator

Interior Features

FlooringCarpet,Other,Tile,Vinyl
Has basementYes

Interior Area

Total structure area1,410 sqft
Total livable area1,410 sqft

Parking

FeaturesCarport, Basement, Kitchen Level, Side/Rear Entrance

Lot Details

Size0.53 Acres
FeaturesOpen Lot
Parcel number18-03-06-2-001-004.000

Construction

Home typeSingle Family
MaterialsBlock, Brick
RoofComposition
Year built1965

Community & HOA

RegionValley, AL

Financial & Listing Details

Price per sqft$195/sqft
Annual tax$590
Date on market02/25/2026
Days on market59 days

Description

Just remodeled with new custom kitchen cabinets, beautiful granite counter tops and high end stainless appliances. The open concept provides a spacious dining/living area. All the bedrooms are very spacious and the master bath features a beautiful vanity with granite counter top, great lighting and a large linen closet. All new flooring and fresh paint throughout! Great layout and a FULL unfinished basement with a walk door and a garage door for addition inside parking. There is a finished room in the basement which is heated and cooled that is not included in the stated square footage. This could be a nice office or extra bedroom. This home is move in ready!!!

Nearby Schools

Elementary

Lance

Middle

John P Powell

High

Valley

*Source: GAMLS. Data may be incomplete. Contact local school district to confirm exact zoning.

Location

Check Your Assumeability

Total Annual Household Income (pre-tax)

Total Household Monthly Debt Payments

Car loans, credit cards, student loans, etc.

*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.