


Surprise, AZ 85387
Bedrooms
Bathrooms
Sq Ft
Lot Size Sqft
Year Built
HOA
Type
Days on Market
Status
Balance
Loan Type
Years Left
Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$46k
$84.6k
Assumable Loan
Balance
$335,365
Rate
3.11%
Monthly
$1,975
Estimated Monthly Payment
Principal $716
Interest $869
Tax & Ins $289
HOA $100
Save
vs. today's 6.89% rate
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
Bedrooms & Bathrooms
Appliances
Interior Features
Interior Area
Parking
Lot Details
Construction
Community & HOA
Financial & Listing Details
Updated 3-bed, 2-bath home offering 1,885 sqft of spacious living - move-in ready and beautifully maintained! Assumable VA loan with substitution of entitlement with a $330,000 balance at just 2.25% - an incredible opportunity in today's market! The home features a bright open floor plan and a spacious kitchen designed for both style and function, complete with quartz countertops, modern plank tile flooring, a pantry, and a center island. A new stainless steel refrigerator (2026) is included, along with the washer/dryer. The primary suite offers a walk-in closet and full bath. Recent upgrades include 18'' insulation added in 2025 and three dedicated breakers installed in the garage. This home blends modern updates and exceptional financing value. A rare opportunity you don't want to miss!
Elementary
Desert Oasis Elementary School
Middle
Desert Oasis Elementary School
High
Mountainside High School
*Source: ARMLS. Data may be incomplete. Contact local school district to confirm exact zoning.
Car loans, credit cards, student loans, etc.
*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
February 19, 2026
Data Source
ARMLS #6985377
Listing Updated
> 1 month ago
Roots Checked
> 1 month ago
Listed By
George Laughton
6232566510
My Home Group Real Estate
andrew@myhomegroup.com

Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.