Royse City, TX 75189
Bedrooms
Bathrooms
Sq Ft
Lot Size Sqft
Year Built
HOA
Type
Days on Market
Status
Balance
Loan Type
Years Left
Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$27k
$27.7k
Assumable Loan
Balance
$282,340
Rate
2.87%
Monthly
$2,200
Estimated Monthly Payment
Principal $630
Interest $675
Tax & Ins $848
HOA $47
Save
vs. today's 6.89% rate
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
Bedrooms & Bathrooms
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Interior Area
Parking
Lot Details
Construction
Community & HOA
Financial & Listing Details
Revised MLS Listing Description 2.75% ASSUMABLE LOAN OPPORTUNITY – RARE FIND IN TODAY’S MARKET! Step into one of the best values in Royse City with this beautifully maintained 4-bedroom, 2-bath home on a premium corner lot—offering both space and a significant monthly payment advantage. Designed for modern living, this home features a bright open-concept layout filled with natural light. The spacious kitchen is the heart of the home, complete with a large center island, ample cabinetry, and seamless flow into the living and dining areas—perfect for entertaining or everyday comfort. The oversized primary suite offers a private retreat with a generous en-suite bath and walk-in closet. Three additional bedrooms provide flexibility for guests, a home office, or multi-use space. Enjoy outdoor living with a covered patio and functional backyard, ideal for relaxing evenings or hosting gatherings. The corner lot enhances curb appeal and provides additional privacy and space. Located in a growing community featuring a neighborhood pool and scenic greenbelt trails, and just minutes from new schools, shopping, dining, and major commuting routes. The standout feature? A LOW 2.75% assumable interest rate—creating a rare opportunity for buyers to secure significantly lower monthly payments compared to current market rates. Don’t miss your chance to own a move-in ready home with built-in financial advantage—schedule your showing today!
Elementary
Fort
Middle
Ouida Baley
High
Royse City
*Source: NTREIS. Data may be incomplete. Contact local school district to confirm exact zoning.
Car loans, credit cards, student loans, etc.
*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
April 16, 2026
Data Source
NTREIS #21165070
Listing Updated
10 days ago
Roots Checked
> 1 month ago
Listed By
Lucie Warfield
Divine Estate Realty LLC
soldbylucie@gmail.com
Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
