263 Julia Street, Monticello, GA 31064 | MLS #10712552

Assumable 6.31%

$409,000 PRICE

$3,032/MO

$34,156 DOWN

Assumable 6.31%

$409,000

$3,032/MO

$34,156DOWN

263 JULIA ST

Monticello, GA 31064

Bedrooms

Bathrooms

1,983

Sq Ft

Lot Size Sqft

21,780

Year Built

1891

HOA

None

Type

Single Family

Days on Market

Status

Active

Assumable 6.31%

Balance

Loan Type

Years Left

$374.8k

FHA

29 YRS

Customize Your Downpayment

Adjust your downpayment to fit your budget

Your Downpayment

$34,156

$34k

$34.2k

Assumable Loan

Balance

$374,844

Rate

6.31%

Monthly

$2,765

Estimated Monthly Payment

$2,765/mo

Principal $369

Interest $1,971

Tax & Ins $424

Save

$126/mo

vs. today's 6.89% rate

*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.

Savings with Roots*

Facts & Features

Bedrooms & Bathrooms

Bedrooms3
Bathrooms2
Full bathrooms2

Appliances

IncludedDishwasher, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer

Interior Features

FlooringHardwood,Tile
Has basementNo

Interior Area

Total structure area1,983 sqft
Total livable area1,983 sqft

Parking

FeaturesParking Pad

Property Features

Exterior featuresOther

Lot Details

Size0.5 Acres
FeaturesCity Lot, Level
Parcel numberM03-104

Construction

Home typeSingle Family
MaterialsWood Siding
RoofMetal
Year built1891

Community & HOA

RegionMonticello, GA

Financial & Listing Details

Price per sqft$206/sqft
Annual tax$2,922
Date on market03/18/2026
Days on market37 days

Description

Step into timeless beauty with this exquisite 1891 Victorian-Craftsman 3 bedroom, 2 bathroom home, thoughtfully and meticulously restored to honor its historic character while offering modern comfort. Every inch of the home has been carefully updated with the exception of its most treasured original elements: stunning stained glass windows, grand 12ft ceilings, charming fireplaces, authentic brickwork, and intricate gingerbread-style architectural details. These preserved features lend irreplaceable charm and craftsmanship rarely found today. In 2023 this home was completely restored with a brand new roof, paint, Hardwood floors, insulation, electrical wiring- service and panels, new energy efficient HVAC with all new ductwork, all new plumbing including water lines & waste lines. With every major system new surrounded by original charm, the result is a seamless blend of old-world elegance and contemporary livability-a truly special home that celebrates its past while embracing the present. Property also includes two new outbuildings & a brand new partially fenced in yard. This historic gem in Monticello, Georgia is a must see!

Nearby Schools

Elementary

Jasper Elementary

Middle

Jasper

High

Jasper

*Source: GAMLS. Data may be incomplete. Contact local school district to confirm exact zoning.

Location

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*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.