


Cool, CA 95614
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Lot Size Sqft
Year Built
HOA
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Years Left
Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$56k
$192.5k
Assumable Loan
Balance
$322,543
Rate
2.77%
Monthly
$2,211
Estimated Monthly Payment
Principal $761
Interest $745
Tax & Ins $477
HOA $229
Save
vs. today's 6.89% rate
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
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Parking
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Financial & Listing Details
Assumable VA Loan with Interest at ONLY 2.25%! Set on a quiet court in the heart of Cool, California, this is the El Dorado County lifestyle buyers are actively searching for; space, comfort, and that grounded foothill charm that instantly feels like home. This 3-bedroom + office, 3-bath home is thoughtfully designed for flexibility, with a layout that truly lives well. The spacious family room offers the potential as a 4th bedroom or downstairs living option, ideal for multi-generational needs,or guests, while the upstairs office provides the workspace we all need. It's a home that adapts with you. At the center, the beautifully remodeled kitchen brings a clean, updated feel with finishes that strike the perfect balance between style and function with a beautiful range, custom hood, and under-counter wine fridge. As if the breakfast nook and dining bar were not enough space to entertain, the separate formal dining room with access to the covered deck is a real treat for more intimate gatherings. Just beyond, the living room invites you to slow down, featuring a cozy woodstove and exposed beam ceilings that add warmth, character, and that timeless foothill aesthetic. Step outside to a private back deck that feels like your own retreat; perfect for morning coffee, evening unwinding, or simply enjoying the peaceful surroun dings that make Cool such a desirable place to live.Located in a desirable rural setting with easy access to outdoor recreation, trails, golf course, swimming pool, and the American River nearby, this property delivers on the lifestyle many are looking for: a move-in ready home with flexible space, thoughtful updates, and a connection to the natural beauty of El Dorado County. If you've been searching for a home in Cool, CA that offers both comfort and lifestyle, this is one to experience in person.
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*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
N/A
Data Source
SACM #226041987
MetroList Services, Inc.
Copyright © 2026
MetroList Updated
5 days ago
Roots Checked
7 days ago
Listed By
Allicen Cooper
RE/MAX GOLD

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