


Rancho Santa Margarita, CA 92688
Bedrooms
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Lot Size Sqft
Year Built
HOA
Type
Days on Market
Status
Balance
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Years Left
Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$64k
$352.1k
Assumable Loan
Balance
$236,865
Rate
2.28%
Monthly
$1,718
Estimated Monthly Payment
Principal $581
Interest $450
Tax & Ins $237
HOA $450
Save
vs. today's 6.89% rate
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
Bedrooms & Bathrooms
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Parking
Property Features
Lot Details
Construction
Community & HOA
Financial & Listing Details
Welcome to resort-style living in Mission Courts, ideally located directly across from Rancho Santa Margarita Lake and Beach Club (SAMLARC), just moments from shopping and dining. This desirable corner, upper-level carriage unit sits directly above the garage and offers 2 bedrooms, and 2 full bathrooms with a bright open layout. Enjoy the spacious private balcony that opens to the living area, highlighted by vaulted ceilings and a cozy gas fireplace with a custom mantle- creating an inviting space for everyday living. The updated kitchen features new countertops, white refaced cabinetry, recessed lighting, Bosch dishwasher, built in microwave, French door refrigerator and an electric range. Real bamboo flooring throughout adds an elevated touch. Retreat to a spacious primary suite with vaulted ceilings, dual closets and its own private balcony. A remodeled secondary bathroom with walk-in tiled shower and modern black fixtures add to the home's move-in ready appeal. In-unit washer and dryer are conveniently located within the secondary hall bathroom. Central A/C and heating. Enjoy the rare privacy of an end unit location with no neighbors below. HOA includes access to unparalleled SAMLARC amenities- beach club entry, sand-bottom lagoon, multiple pools and parks, snack shack and lake rentals such as kayaks, pedal boats and water trikes. Mission Courts amenities include pool and playground. Upscale RSM lifestyle just steps away.
Car loans, credit cards, student loans, etc.
*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
January 22, 2026
Data Source
CRMLS #LG26014444
Listing Updated
> 1 month ago
Roots Checked
> 1 month ago
Listed By
Josephina Aguilar
9494913637
Pacific Sotheby’s International Realty
valarie.swanson@pacificsir.com
Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.