Cottonwood, AZ 86326
Bedrooms
Bathrooms
Sq Ft
Lot Size Sqft
Year Built
HOA
Type
Days on Market
Status
Balance
Loan Type
Years Left
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Adjust your downpayment to fit your budget
Your Downpayment
$76k
$357.7k
Assumable Loan
Balance
$337,319
Rate
3.16%
Monthly
$2,291
Estimated Monthly Payment
Principal $776
Interest $888
Tax & Ins $626
Save
vs. today's 6.89% rate
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
Bedrooms & Bathrooms
Appliances
Interior Features
Interior Area
Parking
Property Features
Lot Details
Construction
Community & HOA
Financial & Listing Details
Experience the rare charm of this rammed earth home, where enduring craftsmanship meets the natural beauty of Northern Arizona. Perfectly positioned in Cottonwood, this one-of-a-kind property captures breathtaking red rock views of Sedona, a daily backdrop that never gets old. Built to last and designed to blend seamlessly with its surroundings, the rammed earth construction offers not only striking architectural character but also exceptional energy efficiency and a sense of quiet, grounded living. The home's design harmonizes beautifully with the lush, mature landscaping, creating a private desert oasis filled with shade, texture, and color. From the Lady Banks Rose arch, perfectly aligned with the arches of the home, to the giant Sycamore, everything was methodically designed. Adding to the versatility is a detached casita, ideal for guests, a private office, or a highly desirable rental opportunity in this sought-after area. Whether you're looking to generate income or host visitors in style, the options are plentiful. This property delivers in a big way with two separate RV parking areas, both equipped with full hookups, perfect for travelers, toys, or accommodating guests with ease. This is more than a home, it's a lifestyle rooted in nature, character, and possibility. At 40 years old, it proves that great design doesn't age, it evolves.
Elementary
Cottonwood Community School
Middle
Cottonwood Community School
*Source: ARMLS. Data may be incomplete. Contact local school district to confirm exact zoning.
Car loans, credit cards, student loans, etc.
*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
May 2, 2026
Data Source
ARMLS #7022572
Listing Updated
22 hours ago
Roots Checked
10 days ago
Listed By
Tim Allen
9284513872
Russ Lyon Sotheby's International Realty
bret.lamberson@russlyon.com
Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
