190 Oakwood Circle, Stockbridge, GA 30281 | MLS #10660389

Assumable 4.72%

$259,900 PRICE

$1,714/MO

$61,425 DOWN

Assumable 4.72%

$259,900

$1,714/MO

$61,425DOWN

190 OAKWOOD CIRCLE

Stockbridge, GA 30281

Bedrooms

Bathrooms

1,276

Sq Ft

Lot Size Sqft

N/A

Year Built

1994

HOA

None

Type

Single Family

Days on Market

126

Status

Active

Assumable 4.72%

Balance

Loan Type

Years Left

$198.5k

FHA

26 YRS

Customize Your Downpayment

Adjust your downpayment to fit your budget

Your Downpayment

$61,425

$28k

$61.4k

Assumable Loan

Balance

$198,475

Rate

4.72%

Monthly

$1,564

Estimated Monthly Payment

$1,564/mo

Principal $327

Interest $781

Tax & Ins $456

Save

$199/mo

vs. today's 6.89% rate

*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.

Savings with Roots*

Facts & Features

Bedrooms & Bathrooms

Bedrooms3
Bathrooms2
Full bathrooms2

Appliances

IncludedDishwasher, Gas Water Heater

Interior Features

FlooringCarpet,Other
Has basementYes

Interior Area

Total structure area1,276 sqft
Total livable area1,276 sqft

Parking

FeaturesGarage, Garage Door Opener

Lot Details

FeaturesOther
Parcel number032D01075000

Construction

Home typeSingle Family
MaterialsOther
RoofOther
Year built1994

Community & HOA

RegionStockbridge, GA

Financial & Listing Details

Price per sqft$204/sqft
Annual tax$4,098
Date on market12/19/2025
Days on market126 days

Description

The "Financial Advantage" Stop Renting & Start Saving - Low Interest Rate Potential! Welcome home to this charming, move-in-ready ranch in a peaceful, established neighborhood. The standout feature? An assumable mortgage is available, offering a rare opportunity to secure a lower interest rate in today's market! Inside, you'll find a spacious 3-bedroom, 2-bathroom layout designed for easy living. The kitchen features a cozy eat-in area perfect for morning coffee, while both bathrooms have been tastefully updated with modern finishes. Outside, enjoy your private deck-ideal for entertaining or relaxing-and a double-car garage for your vehicles, storage, or workshop. Best of all? No HOA or restrictions.

Nearby Schools

Elementary

Dutchtown

Middle

Dutchtown

High

Dutchtown

*Source: GAMLS. Data may be incomplete. Contact local school district to confirm exact zoning.

Location

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Total Annual Household Income (pre-tax)

Total Household Monthly Debt Payments

Car loans, credit cards, student loans, etc.

*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.