186 River Trace Drive, Dahlonega, GA 30533 | MLS #10726072

Assumable 6.60%

$335,000 PRICE

$2,405/MO

$44,507 DOWN

Assumable 6.60%

$335,000

$2,405/MO

$44,507DOWN

186 RIVER TRACE DR

Dahlonega, GA 30533

Bedrooms

Bathrooms

—

Sq Ft

Lot Size Sqft

44,431

Year Built

1994

HOA

None

Type

Single Family

Days on Market

Status

Active

Assumable 6.60%

Balance

Loan Type

Years Left

$290.5k

FHA

29 YRS

Customize Your Downpayment

Adjust your downpayment to fit your budget

Your Downpayment

$44,507

$44k

$44.5k

Assumable Loan

Balance

$290,493

Rate

6.60%

Monthly

$2,196

Estimated Monthly Payment

$2,196/mo

Principal $285

Interest $1,597

Tax & Ins $313

Save

$29/mo

vs. today's 6.89% rate

*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.

Savings with Roots*

Facts & Features

Bedrooms & Bathrooms

Bedrooms3
Bathrooms2
Full bathrooms2

Appliances

IncludedOther

Interior Features

FlooringOther
Has basementNo

Parking

FeaturesNone

Lot Details

Size1.02 Acres
FeaturesOther
Parcel number066-000-120-000

Construction

Home typeSingle Family
MaterialsOther
RoofOther
Year built1994

Community & HOA

RegionDahlonega, GA

Financial & Listing Details

Annual tax$1,986
Date on market04/06/2026
Days on market18 days

Description

Welcome home! This charming property features a full acre of flat, clean, fully fenced land, offering privacy and plenty of space to enjoy the outdoors. Move-in ready, this 3-bedroom, 2-bath ranch-style home blends comfort and style effortlessly. Located just 5 miles north of Dawsonville Outlet Mall, it sits in a peaceful setting surrounded by mature hardwood trees. Enjoy a spacious front yard, a relaxing rocking chair front porch, and an expansive back deck overlooking a serene backyard. Inside, the home showcases fresh paint and new LVP flooring, enhancing the kitchen's elegant quartz countertops. Ideally situated near GA-400, shopping, and dining, this home offers the perfect balance of tranquility and convenience. This property is a true retreat, ready to welcome its next owner!

Nearby Schools

Elementary

Blackburn

Middle

Lumpkin

High

New Lumpkin

*Source: GAMLS. Data may be incomplete. Contact local school district to confirm exact zoning.

Location

Check Your Assumeability

Total Annual Household Income (pre-tax)

Total Household Monthly Debt Payments

Car loans, credit cards, student loans, etc.

*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.