Surprise, AZ 85387
Bedrooms
Bathrooms
Sq Ft
Lot Size Sqft
Year Built
HOA
Type
Days on Market
Status
Balance
Loan Type
Years Left
Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$15k
$15.2k
Assumable Loan
Balance
$383,810
Rate
5.10%
Monthly
$2,617
Estimated Monthly Payment
Principal $595
Interest $1,631
Tax & Ins $290
HOA $100
Save
vs. today's 6.89% rate
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
Bedrooms & Bathrooms
Appliances
Interior Features
Interior Area
Parking
Lot Details
Construction
Community & HOA
Financial & Listing Details
Peaceful, private, and move-in ready. Welcome to this bright and peaceful 3-bedroom, 2-bathroom home in the sought-after Desert Oasis community of Surprise. Built just a few years ago, this home offers all the benefits of new construction without the wait, dust, or unfinished landscaping. Step inside to a flowing open-concept great room where the large center island anchors the kitchen...perfect for hosting gatherings, weeknight dinners, or morning coffee chats. The split-floorplan design creates a thoughtful layout, with a spacious primary suite and walk-in closet privately tucked away from the secondary bedrooms. Enjoy a peaceful backyard retreat, complete with a spacious grassy area, rock accents, and thoughtfully placed bushes and plants that add greenery and color. a spacious grassy area, rock accents, and thoughtfully placed bushes and plants that add greenery and color. With no construction nearby and a larger lot than many newer builds, this outdoor space is ready for relaxation, play, or entertaining from day one. Beyond your front door, you'll love being part of Desert Oasis, with access to an exclusive community pool and splash pad, and just minutes from Asante Park & Library, plus grocery shopping, dining, and coffee at 163rd & Pat Tillman Blvd. And here's the best part: this home offers an assumable FHA loan with a permanent lower interest rate, a rare opportunity for today's buyers. If you're looking for a home that blends modern design, a move-in ready backyard, and sought-after neighborhood amenities, this is the one. Listing agents are related to seller.
Elementary
Desert Oasis Elementary School
Middle
Desert Oasis Elementary School
High
Mountainside High School
*Source: ARMLS. Data may be incomplete. Contact local school district to confirm exact zoning.
Car loans, credit cards, student loans, etc.
*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
August 22, 2025
Data Source
ARMLS #6915574
Listing Updated
8 days ago
Roots Checked
> 1 month ago
Listed By
Shawna Kurowski
6028068834
HomeSmart
rlarue@hsmove.com
Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
