


Oceanside, CA 92056
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Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$100k
$198.7k
Assumable Loan
Balance
$711,267
Rate
6.50%
Monthly
$5,854
Estimated Monthly Payment
Principal $726
Interest $3,853
Tax & Ins $887
HOA $389
Save
vs. today's 6.89% rate
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
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Financial & Listing Details
If you have high standards for quality and details, and want something turnkey, this home is a rare find. 1700 Valley Oak Way is a stunning townhome built in 2023 with an eye-catching modern design, and $80k in premium upgrades that take this home to the next level. Located in the Melrose Heights neighborhood, this property offers the best of accessibility to nearby Oceanside and Vista; schools, dining and shopping, while the 34 acre nature preserve attached to the neighborhood provides serenity and access to trails and beautiful north county San Diego sights. Highlights of this home include the following: open concept design, bonus room/loft (great for an office or gaming room), smart home appliances with zoned HVAC, OWNED solar, water softener, Mohawk Rev Wood premium laminate flooring throughout the entire home, dual sink vanities, Downstairs and primary luxury bidet toilets, primary tiled shower and tub, Simply Safe smart home alarm system, custom built blinds and window coverings, quartz countertops, Samsung stainless steel appliances, and attached 2 car garage. This home is a must see for anyone looking for something turnkey with an attention to detail and quality.
Car loans, credit cards, student loans, etc.
*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
April 4, 2026
Data Source
CRMLS #260007942SD
Listing Updated
4 days ago
Roots Checked
23 days ago
Listed By
Scott Boatwright
8584307020
HKT Cal Inc
Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.