


Chula Vista, CA 91913
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Lot Size Sqft
Year Built
HOA
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Years Left
Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$26k
$26k
Assumable Loan
Balance
$998,849
Rate
6.16%
Monthly
$7,961
Estimated Monthly Payment
Principal $1,205
Interest $5,127
Tax & Ins $1,554
HOA $74
Save
vs. today's 6.89% rate
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
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Financial & Listing Details
Welcome to 1540 Santa Alexia Ave in the highly desirable community of Chula Vista—where comfort, smart upgrades, and location come together in a true turn-key home. With nothing to update, this property is completely move-in ready and designed for how you live today. Inside, you’ll find new flooring throughout and an open-concept layout connecting the kitchen, dining, and living spaces—filled with natural light and ideal for both everyday living and entertaining. The home offers exceptional flexibility with a full bedroom and bathroom on the first floor, perfect for guests, multigenerational living, or a private office. A standout feature is the third-floor loft retreat—a rare and highly desirable space complete with its own full bedroom and bathroom. Whether it’s a teenager’s dream setup, guest quarters, or private escape, it adds a level of separation and versatility that’s hard to find. The backyard is low maintenance and functional, featuring a brand new hot tub and a covered pavilion for shaded outdoor use—perfect for relaxing without the upkeep of a large yard. The driveway is not shared like many of the homes in community. Beyond the home, the lifestyle here is what truly sets it apart. Just minutes away, Grove Park offers open green space, playgrounds, and areas to unwind, while the greater Otay Ranch community is known for its abundance of parks, walking trails, and recreational spaces designed for an active, family-friendly lifestyle. Residents enjoy access to multiple community pools, sports courts, picnic areas, and neighborhood parks, creating a connected, outdoor-focused environment that’s hard to beat. Located near top schools such as Otay Ranch High School, Olympian High School, and Rancho Del Rey Middle School, this home is ideal for growing families. For military buyers, enjoy convenient access to Naval Base San Diego, Naval Air Station North Island, and Naval Amphibious Base Coronado—keeping your commute efficient while staying close to everything San Diego offers. Turn-key, flexible, and located in one of Chula Vista’s most amenity-rich communities—this home delivers on every level
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*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
April 12, 2026
Data Source
CRMLS #PTP2602728
Listing Updated
10 days ago
Roots Checked
12 days ago
Listed By
Michael Nyland
6198633531
Compass
sean.purcell@compass.com
Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.