


Imperial Beach, CA 91932
Bedrooms
Bathrooms
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Lot Size Sqft
Year Built
HOA
Type
Days on Market
Status
Balance
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Years Left
Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$121k
$162k
Assumable Loan
Balance
$937,973
Rate
3.51%
Monthly
$5,871
Estimated Monthly Payment
Principal $1,853
Interest $2,744
Tax & Ins $1,274
Save
vs. today's 6.89% rate
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
Bedrooms & Bathrooms
Interior Features
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Parking
Property Features
Lot Details
Construction
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Financial & Listing Details
Discover an outstanding opportunity at 1451 Louden Lane — a beautifully renovated 3-bedroom, 2-bathroom single-family home (1,646 sqft) paired with a brand-new, fully permitted 1-bedroom, 1-bathroom detached ADU (440 sqft) in a relaxed, beach-close community. This rare combination of a move-in-ready main home plus a permitted income-producing ADU makes 1451 Louden Lane an incredible coastal living and investment opportunity with the added benefit of an assumable VA loan at a highly attractive 4.125 rate which is well below market if buyer qualifies. The main residence offers modern comfort and charm with thoughtful 2022 renovations throughout. Step inside to a bright, open living space featuring vaulted ceilings and recessed lighting that creates an airy, welcoming atmosphere. The updated open-concept kitchen flows effortlessly into the dining area, with a large slider opening to a pristine, low-maintenance turf backyard — perfect for effortless outdoor living and entertaining. The primary suite includes a fully renovated en-suite bathroom, while the hall bath has been tastefully renovated with contemporary finishes. Two additional spacious bedrooms provide flexibility for family, guests, or a home office. The highlight of this property is the detached ADU, which has its own separate address and was recently built in 2023 to the highest standards. Previously rented for $2,500 per month, it offers excellent income potential. The ADU features a private side entrance, in-unit laundry closet, its own fully fenced turf backyard, alley access, and a tankless water heater. It also includes sub-metered electric and water for easy tenant billing. ADU has its own separate address. Ideal for both owner-occupants looking for extra income and savvy investors seeking strong cash flow in a desirable beach-adjacent location.
Car loans, credit cards, student loans, etc.
*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
April 8, 2026
Data Source
CRMLS #NDP2603345
Listing Updated
2 days ago
Roots Checked
10 days ago
Listed By
David Zimkin
6198131300
New Morning Inc
dzimkin@gmail.com
Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.