Montrose, CO 81403
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Years Left
Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$96k
$590.2k
Assumable Loan
Balance
$284,653
Rate
3.16%
Monthly
$2,337
Estimated Monthly Payment
Principal $652
Interest $750
Tax & Ins $918
HOA $17
Save
vs. today's 6.89% rate
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
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Financial & Listing Details
TWO HOMES with acreage located on Spring Creek-- Discover your Montrose paradise with south facing views of the San Juan Mountains. The main residence (2,796sqft) , crafted in 1996 has Southwestern charm featuring custom Saltillo tile and hickory wood flooring, vaulted ceilings and a new roof. Boasting a magnificent south facing sun room and custom wine room (featuring real mining materials), this home has something for everyone. On those hard days, escape into the master ensuite and enjoy views and a spa-like feeling from the jetted soak tub, double vanity sinks plus a separate shower. This home was designed for functionality and style. And never short on storage there is a full finished basement. The secondary residence (ADU) was crafted in 2000 and was designed with privacy and comfort in mind with 910 sq ft of living space. This home has a full kitchen plus its own laundry room equipped with washer and dryer. Whether you are wanting an unforgettable place for family and friends to stay when visiting or you're wanting some extra rental income, this home is ready to go! Located in the quiet Loma Vista community you have access to the scenic neighborhood walking trail and HOA provided irrigation water! Sprinkler system to make yard work a breeze with the mature shade trees, high producing raspberry bushes, cherry and apricot trees. The property has raised garden beds and flat land so the rest of your vision can be brought to life. These properties don't come available very often, schedule your showing today!
Elementary
Oak Grove
Middle
Columbine
High
Montrose
*Source: RECO. Data may be incomplete. Contact local school district to confirm exact zoning.
Car loans, credit cards, student loans, etc.
*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
April 22, 2026
Data Source
RECO #REC4445699
Listings courtesy of REColorado as distributed by MLS GRID.
Listing Updated
20 days ago
Roots Checked
20 days ago
Listed By
R. Richardson
9702569700
Real Colorado Properties
Listings courtesy of REColorado as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of 3:00pm, 05/12/2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
