


Valley Center, CA 92082
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Lot Size Sqft
Year Built
HOA
Type
Days on Market
Status
Balance
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Years Left
Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$74k
$236.2k
Assumable Loan
Balance
$442,844
Rate
3.23%
Monthly
$3,254
Estimated Monthly Payment
Principal $1,010
Interest $1,192
Tax & Ins $909
HOA $143
Save
vs. today's 6.89% rate
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
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Parking
Lot Details
Construction
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Financial & Listing Details
More Space, Less Noise...and the Cheapest gas in San Diego Just 3 Miles Away! This is one of those times!! Welcome to this beautifully maintained home in the newer Bear Peak community in the heart of Valley Center. Built in 2020, this thoughtfully designed home offers 3 bedrooms, 2.5 bathrooms, and 1,635 square feet of beautiful. The open-concept layout creates a natural flow between the living, dining, and kitchen areas, making the home ideal for both everyday living and entertaining. The kitchen is bright and contemporary with plenty of space to gather, while large windows bring in great natural light. Upstairs, you’ll find well-sized bedrooms, including a comfortable primary suite. Sellers also added a super useful storage area next to the laundry closet for folding, hanging, and storing. One of the standout features of this home is the OWNED solar system, providing energy efficiency and long-term savings. Situated on a low-maintenance lot within walking distance to Park Place and conveniently located near local favorites such as Bates Nut Farm. Valley Center is experiencing thoughtful growth, with new restaurants, shops, parks, and community amenities bringing even more to love about the area. Paired with its newer construction and convenient location, this home offers a welcoming environment for its next owner to truly enjoy.
Car loans, credit cards, student loans, etc.
*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
March 12, 2026
Data Source
CRMLS #260005860SD
Listing Updated
4 days ago
Roots Checked
> 1 month ago
Listed By
Shelly O Neil
7602232588
LPT Realty,Inc
cabrokers@lptrealty.com
Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.