


2
Chula Vista, CA 91913
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Lot Size Sqft
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HOA
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Years Left
Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$77k
$307.3k
Assumable Loan
Balance
$392,661
Rate
3.23%
Monthly
$3,125
Estimated Monthly Payment
Principal $895
Interest $1,057
Tax & Ins $744
HOA $428
Save
vs. today's 6.89% rate
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
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Financial & Listing Details
Incredible opportunity to purchase this beautifully renovated 3 bedroom, 2.5 bath townhouse in the heart of the Montecito at Otay Ranch with a rare 2.75% VA loan assumption option for both veterans and non-veterans, (subject to lender and VA approval, buyer must qualify). This two story townhouse features a wrap around fenced in patio, open concept living with kitchen, dining and living room flowing seamlessly together, lower level custom dark wood shutters, white shaker kitchen cabinets and dark gray countertops, white subway backsplash, large modern tile flooring throughout lower level. Upstairs you will find all three bedrooms which includes the large primary bedroom featuring a beautiful en suite with dual vanities and a large walk-in closet. The two additional bedrooms and a full bath are just off the hallway, down the hall from the laundry closet and linen cabinet. The attached one car garage has two storage racks, installed solar system, beautifully maintained grounds and blocks from Sonia Sotomayor Elementary and Otay Ranch High School nearby. The community of Montecito offers its residents many amenities which include a large pool, spa, fitness center, BBQ, clubhouse with kitchen, bocce ball and a playground.
Car loans, credit cards, student loans, etc.
*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
April 3, 2026
Data Source
CRMLS #PTP2602487
Listing Updated
22 days ago
Roots Checked
24 days ago
Listed By
Ashley Yu
6196231834
Coldwell Banker West
jose@cbwhomes.com
Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.