


San Diego, CA 92128
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Lot Size Sqft
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HOA
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Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$191k
$800.2k
Assumable Loan
Balance
$938,786
Rate
2.94%
Monthly
$6,147
Estimated Monthly Payment
Principal $2,103
Interest $2,300
Tax & Ins $1,687
HOA $57
Save
vs. today's 6.89% rate
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
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Financial & Listing Details
Welcome to 12388 Reata Ct, a privately situated and extensively renovated residence on a quiet cul-de-sac in Rancho Bernardo, San Diego. Offering 5 bedrooms, 3 bathrooms, and approximately 2,368 square feet, this home blends modern sophistication with effortless California living and timeless elegance. The property sits on a nearly half-acre lot, providing exceptional space and privacy. Wide-plank hardwood flooring, custom baseboards, and limestone tile elevate the interiors, while abundant natural light enhances the open, airy flow. The remodeled main-level bath features a sleek walk-in shower, and a finished expansion adjacent to the upstairs bedroom provides versatile space for a lounge, office, or media retreat. The garage boasts beautifully finished polished epoxy flooring and is thoughtfully equipped with a Tesla EV charging station. The backyard delivers a private resort experience with a redesigned pool, updated tile, spa extension, expanded deck, custom retaining walls, and a stylish gazebo perfect for entertaining or serene relaxation. Professionally installed turf in the front and rear yards pairs beautifully with a cobblestone driveway and walkway, creating exceptional curb appeal. Major upgrades include a new concrete tile roof, upgraded and relocated electrical panel, and an owned solar system designed to exceed projected energy use under Net Metering 2, combining luxury with efficiency and sustainability. Every detail has been thoughtfully curated to offer comfort, style, and turnkey living. Enjoy exclusive access to the prestigious Rancho Bernardo Swim & Tennis Club — a premier community amenity offering tennis, pickleball, swimming, fitness facilities, and vibrant social events. This private club enhances the Rancho Bernardo lifestyle with resort-style recreation, beautifully maintained grounds, and year-round activities for all ages. A true value-add to living in this sought-after neighborhood.
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*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
February 26, 2026
Data Source
CRMLS #260004469SD
Listing Updated
> 1 month ago
Roots Checked
> 1 month ago
Listed By
Nicole Mayo
6198505070
Three Guys Properties, Inc.
Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.