Loma Rica, CA 95901
Bedrooms
Bathrooms
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Lot Size Sqft
Year Built
HOA
Type
Days on Market
Status
Balance
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Years Left
Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$42k
$168.2k
Assumable Loan
Balance
$216,849
Rate
3.31%
Monthly
$1,462
Estimated Monthly Payment
Principal $492
Interest $598
Tax & Ins $372
Save
vs. today's 6.89% rate
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
Bedrooms & Bathrooms
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Parking
Lot Details
Construction
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Financial & Listing Details
Seller is open to a credit! Welcome to 12144 North Ave, a quiet country property located on a peaceful road in Loma Rica. This gated, fenced, and cross-fenced property sits just under an acre and features a year round pond and creek-an extremely rare combination at this price point. The 1,670 sq ft home offers 3 bedrooms and 2 bathrooms, with updates completed over the years including a new roof in 2024, dual pane windows, durable concrete Hardie board siding, and a wood burning fireplace. A large laundry and storage room sits off the kitchen and provides direct access to a private deck and fenced yard-ideal for dogs. Multiple outbuildings offer plenty of storage or workspace. Enjoy outdoor living with a rear patio and a massive front deck perfect for entertaining. Properties with land, water, privacy, and usability like this rarely come available for under $400,000. $3500 new insurance quote on hand!!
Car loans, credit cards, student loans, etc.
*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
N/A
Data Source
SACM #226007354
MetroList Services, Inc.
Copyright © 2026
MetroList Updated
> 1 month ago
Roots Checked
> 1 month ago
Listed By
Quinn Stacks
eXp Realty of California Inc.
All data, photos, visualizations, and information regarding a property, including the property's compliance with state and local legal requirements and all measurements and calculations of area, have been obtained from various sources, and may include such material that has been generated by use of artificial intelligence. Such information and material have not been and will not be verified for accuracy by the listing broker or the multiple listing service, and are not guaranteed as complete, accurate or reliable. Such information and material should be independently reviewed and verified for accuracy. This information and material are intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
