Royse City, TX 75189
Bedrooms
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Sq Ft
Lot Size Sqft
Year Built
HOA
Type
Days on Market
Status
Balance
Loan Type
Years Left
Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$31k
$31.2k
Assumable Loan
Balance
$248,723
Rate
2.84%
Monthly
$1,951
Estimated Monthly Payment
Principal $557
Interest $589
Tax & Ins $749
HOA $56
Save
vs. today's 6.89% rate
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
Bedrooms & Bathrooms
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Interior Area
Parking
Lot Details
Construction
Community & HOA
Financial & Listing Details
Discover the perfect blend of convenience and community at 113 Cottage Lane, a charming single-family residence in the heart of Royse City. This well-maintained, one-story home features 3 bedrooms, 2 bathrooms, and a 2-car garage, offering 1,642 square feet of thoughtfully designed living space. Ideal for first-time buyers seeking a move-in-ready starter home or investors looking for a high-demand rental property, this residence captures the essence of small-town Texas charm with modern accessibility. The interior layout emphasizes an easy flow, perfect for a low-maintenance lifestyle. Outside, the property is situated within a vibrant neighborhood designed for active living. Residents enjoy premium HOA amenities, including a community swimming pool, scenic walking sidewalks, tranquil ponds, and manicured greenspaces, providing a resort-like feel just steps from your front door. Location is the standout feature for this Royse City gem. Situated close to Royse City schools, it offers an effortless morning commute for families. Additionally, the property provides easy access to I-30, making it a prime choice for commuters heading toward Rockwall or Dallas. Whether you are looking to plant roots in a growing community or add a solid asset to your portfolio, this home offers the lifestyle and location today’s buyers are searching for.
Elementary
Fort
Middle
Royse City
High
Royse City
*Source: NTREIS. Data may be incomplete. Contact local school district to confirm exact zoning.
Car loans, credit cards, student loans, etc.
*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
April 30, 2026
Data Source
NTREIS #21210310
Listing Updated
7 hours ago
Roots Checked
> 1 month ago
Listed By
Josh Kesterson
Redfin Corporation
Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
