115
Monterey, CA 93940
Bedrooms
Bathrooms
Sq Ft
Lot Size Sqft
Year Built
HOA
Type
Days on Market
Status
Balance
Loan Type
Years Left
Customize Your Downpayment
Adjust your downpayment to fit your budget
Your Downpayment
$93k
$124.3k
Assumable Loan
Balance
$724,706
Rate
3.21%
Monthly
$5,241
Estimated Monthly Payment
Principal $1,511
Interest $1,939
Tax & Ins $943
HOA $849
Save
vs. today's 6.89% rate
*Savings, rates, payments, and downpayments are estimates; specific figures may vary. Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
Bedrooms & Bathrooms
Interior Features
Interior Area
Parking
Lot Details
Construction
Community & HOA
Financial & Listing Details
Awesome ocean and white-water views and Monterey Plaza Hotel, Canary Row, Aquarium to Lovers Pt! Summertime sunset views! Welcome to coastal living where sand and sea are just steps from your door. Light-filled ground-level home offers an exceptional location within the coveted Ocean Harbor House community, directly on Del Monte Beach and near the Monterey Bay Coastal Trail. The open living area features large windows that look out to a relaxing patio with peaceful ocean and white-water views, perfect for taking in the sound of the surf. The updated kitchen includes modern appliances, quartz counters, and a breakfast bar for casual dining or entertaining. The spacious bedroom provides generous storage, and the bath showcases clean finishes. Enjoy resort-style amenities: only steps to the hot tub, pool and fitness room. There is also a clubhouse and gated parking with assigned space and storage room. HOA covers exterior maintenance, water, garbage, and common-area care for a truly low-maintenance lifestyle. Just minutes to Cannery Row, Fishermans Wharf, downtown Monterey, dining, golf, and recreation. Ideal as a full-time residence, weekend retreat, or investment in a desirable beachfront community. Available furnished if desired. Assumable loan options to qualified buyers.
Car loans, credit cards, student loans, etc.
*Roots offers a service to help buyers find and purchase homes with assumable mortgages. Roots is not a lender and does not make lending decisions. All loan approvals and credit decisions are made independently by the lender, not by Roots.
On Market Since
November 8, 2025
Data Source
CRMLS #ML82027119
Listing Updated
6 days ago
Roots Checked
> 1 month ago
Listed By
Christian Haun
8314029451
eXp Realty of California Inc
Information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.